Medicare Supplement Plans Florida Residents Can Count On
Medigap is a Medicare Supplement Insurance that is designed to fill in the “gaps” in Original Medicare, and is sold by private companies. Original Medicare pays for much, but not all, of the cost of healthcare services and suppliers that are covered. A Medicare Supplement Insurance (Medigap) policy can assist with paying for some of the remaining health care costs, such as the Part B coinsurance, and the Part A and B deductibles. If you are looking for the best Medicare supplement plans to fill in the gaps of original Medicare, Absolute Best Insurance is a top South Florida insurance agency supporting senior communities. Call Absolute Best Insurance in Palm Beach County to find out more about what Medicare supplement plans you may be able to access today.
What To Know About Medigap
Medigap plans sold to new people who become eligible for Medicare as of January 1, 2020, are not allowed to cover the Part B deductible. Due to this change, Plans C and F are not available to people who are new to Medicare starting on January 1, 2020. If you are already on either of these two plans (or the high deductible version of Plan F) or have coverage from one of these plans prior to January 1, 2020, then you will be able to keep your plan. If you were eligible for Medicare prior to January 1, 2020, but not yet enrolled, then you may be able to purchase one of these plans. Certain Medigap policies also cover services that Original Medicare doesn’t cover, such as medical care when you travel outside of the United States. If you choose to stay on Original Medicare and decide to purchase a Medigap policy, what will happen is Medicare pays first and your Medigap policy will pay its share.
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It is important that you choose a Medigap Policy that has a strong financial rating and has been in the Medicare market a long time with stable rates. To learn what Medicare supplement plans Florida seniors may have access to, call Absolute Best Insurance in Palm Beach County today.
Globe Life New York
Continental Life (Aetna)
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