So why is Absolute Best the health insurance agency for you? The Benefit of working with an “independent agent or agency” vs a “Captive agent”,  is that we can truly offer unbiased advise.  We  are contracted with most of the Major Medicare Plans in your area.  The first part of our process is getting to know you and your individual needs.  After completing a thorough needs analysis,  including but not limited to looking up what plans your doctors are in network, what medicines you are on, whether you need to be covered only locally or through out the country, we narrow down the plans that best suit your needs.  Where if you are working with a “Captive agent” that is employed by the insurance company,  they are only familiar with the plan they work for, they have sales goals to meet, and often their strategy is talking clients into changing their doctors or changing their medications so the client signs up for the plan.  Independent Agents tend to be low pressure as they can offer you anything you need.