Helping You Protect Your Health and Wealth

by | Mar 10, 2026 | health insurance agency

Helping You Protect Your Health and Wealth.
Helping you protect your health and wealth starts with choosing the right insurance coverage. This guide explains how Absolute Best Insurance helps individuals and families across South Florida compare health, Medicare, and life insurance plans to protect their health and financial future.

We Provide Health Insurance Plans and Life Insurance for Individuals and Families

Helping you protect your health and wealthWhen life throws the unexpected your way, the right coverage makes all the difference. Helping you protect your health and wealth means having the right insurance in place before medical bills or life events create financial stress.

Health care costs continue to rise across the United States. In 2022, national health spending reached $4.5 trillion, or about $13,493 per person, according to the Centers for Medicare & Medicaid Services.

For more than 20 years, Absolute Best Insurance has helped individuals and families across South Florida find coverage that fits their needs and budget. Our licensed agents help clients compare plans, answer questions, and enroll in coverage at no additional cost. 

From Broward County to the Space Coast, we work every day helping families secure the protection they need.

Helping You Protect Your Health and Wealth With the Right Coverage

Insurance works best when it protects two areas of life at the same time: your health and your financial future. Health coverage helps pay for doctor visits, hospital stays, prescriptions, and preventive care. Life insurance helps protect the people who depend on you if the unexpected happens.

Together, these policies help protect you so that medical bills or loss of income do not create long-term financial strain.

“Our goal is simple: we help people understand their options and choose coverage that protects their family today and in the future.”
– Stacy Murphy, Owner/Operator – Absolute Best Insurance

Health Insurance Plans for Individuals and Families

Health coverage is not a one-size-fits-all solution. At Absolute Best Insurance, we help individuals and families compare several types of health plans so you can choose coverage that fits your medical needs and budget.

Major Medical Health Insurance

Major medical coverage provides comprehensive protection for serious healthcare expenses. These policies cover hospitalization, surgery, emergency care, chronic illness treatment, and preventive services. Major medical coverage is designed to protect you from large medical bills and is the foundation of most private health insurance plans.

ACA Marketplace Health Plans

Affordable Care Act Marketplace Insurance plans remain one of the most common coverage options for individuals and families. These plans meet federal coverage standards and include essential health benefits such as doctor visits, hospital care, prescription drugs, maternity care, and preventive services.

Many people also qualify for income-based subsidies that lower monthly premiums.

Private Health Insurance Plans

Private health insurance provides additional flexibility for people who want coverage outside the government marketplace. These plans may include different provider networks and plan structures, such as:

These options allow clients to choose how they access doctors and manage their healthcare costs.

Supplemental Coverage Options

Some families choose additional coverage to reduce out-of-pocket costs that traditional health plans may not fully cover.

We also help clients enroll in:

Our agents work with major insurance carriers both inside and outside the exchange so you can compare all available options before choosing a plan. 

The words Are You Covered written in the sand behind a couple walking on the beach in Micco, Florida.

Life Insurance That Protects Your Family’s Financial Future

Life coverage protects the people who depend on you. It can help replace lost income, cover debts, and provide financial stability for your family.

We help clients review several types of policies.

Term Life Insurance

Term life coverage protects for a set number of years. Many families choose this option to protect income while raising children or paying off a mortgage.

Whole Life Insurance

Whole life policies provide permanent coverage and build cash value over time. Some people use this type of policy as part of a long-term financial plan.

Final Expense Coverage

Final expense policies help cover funeral costs and related expenses. These policies help reduce the financial burden on loved ones during a difficult time.

“Many people focus only on health coverage,” Stacy Murphy explains. “But life insurance plays a key role when someone wants to help protecting your health and wealth for their family.”

Serving Clients From Broward County to the Space Coast

Absolute Best Insurance works with clients throughout South Florida and the Treasure Coast.

Our offices serve residents in:

  • Tamarac, near University Drive and HCA Florida Woodmont Hospital
  • Deerfield Beach, along Hillsboro Boulevard near Broward Health North
  • Greenacres, close to Jog Road and HCA Florida JFK Hospital
  • Port St. Lucie, including the St. Lucie West area near HCA Florida Lawnwood Hospital
  • Vero Beach, along U.S. Highway 1 near Cleveland Clinic Indian River Hospital
  • Micco (Sebastian), near U.S. 1 and Sebastian River Medical Center

These communities across South Florida rely on our agents for guidance when choosing health and life coverage.

If you cannot visit one of our locations, we make the process easier. Our agents can schedule in-home appointments and review your options wherever it is convenient for you.

Personal Insurance Guidance at No Additional Cost

Many people are surprised to learn that working with our licensed agents does not increase the cost of coverage. There is no fee for our services.

Our team helps you:

  • Compare plan options from multiple carriers
  • Understand benefits and provider networks
  • Enroll in the right coverage
  • Review policies each year during open enrollment

Our dedicated and licensed agents provide guidance to make it easier for families across South Florida to choose coverage with confidence.

Reach out to Absolute Best Insurance. We’ll help you find the right coverage and the right way to stay active. Click here or give our team a call for a free, no-obligation quote. We even make house calls!