From PPOs to HMOs, Medicare to Obamacare, Our Sebastian Health Insurance Agency is Ready to Help!
Health insurance doesn’t have to feel like a guessing game. You deserve clear answers, affordable options, and someone local who actually picks up the phone.
That’s where we come in.
Sebastian health insurance is what we do. At Absolute Best Insurance, we help people across Indian River County get the coverage they need—without the stress. Our office is right here at 1329 US Highway 1, STE. C, and we’re ready to help you make sense of your choices.
Whether you’re trying to figure out Obamacare, comparing PPOs and HMOs, or thinking about life insurance, we’ve got you covered. We work with individuals, families, and seniors throughout Sebastian, Roseland, Wabasso, Vero Lakes Estates, and south to Melbourne.
Talk to Our Sebastian Insurance Agents Today
We’re not here to sell you just any plan. Our licensed local agents are here to help you compare coverage, understand how it works, and choose a policy that fits your life.
We work with top-rated insurance carriers and offer a wide range of options, so we can tailor our recommendations to your specific situation.
Our team provides support for:
- Individual and family health insurance
- Medicare Coverage
- ACA Insurance (Obamacare)
- Dental and cancer insurance
- Term and whole life insurance
- Final expense and burial insurance
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We’ve built our reputation by giving straightforward advice, staying up to date on changes in the insurance marketplace, and being available to answer your questions—before and after you enroll.
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Individual and Family Health Insurance Plans
If you need health insurance for yourself or your family, our Sebastian office can help you compare plans that meet your needs and budget.
We’ll explain the differences between PPO and HMO plans so you can make the right decision based on how often you go to the doctor, what hospitals you prefer, and how much you want to pay in premiums and out-of-pocket costs.
For many people in Sebastian and surrounding neighborhoods like Barefoot Bay and Floridana Beach, ACA Insurance—often called Obamacare—is the most affordable option. Depending on your household income, you may qualify for a subsidized plan with a very low or even $0 monthly premium.
And the best part? We’ll walk you through the entire process at no cost to you.
If you need dental coverage or want protection against high costs related to cancer treatment, we can help with those as well. Our agents are familiar with the most popular plan options available in Indian River County and can help you choose a plan that keeps you covered without stretching your budget.
Medicare Help at No Additional Cost to You
Turning 65? Already on Medicare and unsure if your current plan still fits? We can help.
Medicare comes with a lot of moving parts—Parts A and B, Medigap, Advantage plans, and prescription coverage. Figuring out which one is right for you isn’t always simple. That’s why having someone local matters.
Our Sebastian insurance agents take the time to sit down with you. We ask questions. We listen. Then we help you compare your options and choose a plan that makes sense for your health and your budget.
There’s no charge for our help. You don’t pay us anything, ever.
We’ll help you understand Original Medicare. We’ll explain how Medigap plans work if you want to reduce out-of-pocket costs. If you’re interested in Medicare Advantage, we’ll compare coverage and networks. Need prescription drug coverage? We’ll go over your Part D options too.
If you’re already enrolled but thinking about switching, we can review your current coverage and help you make changes during the appropriate enrollment period.
From Laurel Reserve to Cross Creek Lake Estates, we’re helping seniors across town feel confident about their Medicare choices. All it takes is one conversation.
Life Insurance to Secure Your Family’s Future
Health insurance is only part of the picture when it comes to protecting your family. That’s why we also offer a wide range of life insurance policies to meet the needs of families and individuals in Indian River County.
We’ll help you understand the differences between term life insurance and whole life insurance, so you can choose the policy that gives your loved ones the financial protection they’ll need in case something happens to you. For those planning ahead for final expenses, we can also help you find simplified burial policies that can cover funeral costs and other end-of-life expenses.
Life insurance is an important part of long-term financial planning. Even if you’ve never looked into it before, our team can help you figure out how much coverage you need and which type of policy makes the most sense.
We Live and Work in Indian River County
When you work with Absolute Best Insurance, you’re working with people who live here, work here, and understand the community. We’ve served Florida for more than 20 years and are proud to offer our services in this part of the state.
We know the local providers, the hospitals, and the specific needs of people who live in Sebastian and neighboring communities. That local knowledge gives us an edge when helping you compare plans and apply for coverage. It also means we’re available when you need us—before, during, or after enrollment.
| “People want someone local, someone they can trust. That’s why we’ve opened our office in Sebastian. We’re here to give you the kind of personal service that makes this process easier.” |
| Stacy Murphy, Owner/Operator at Absolute Best Insurance |
Visit Our Sebastian Office or Call Today
You’re welcome to stop by our office on US Highway 1 or call us to schedule an appointment. We offer flexible appointment times, and home visits, and can also help you over the phone or by video call if you prefer.
Whether you need health insurance, Medicare help, or life insurance guidance, our team is ready to make the process simple.
At Absolute Best Insurance, we believe insurance should be easy to understand, easy to access, and personalized to your needs. Let us help you protect your health, your family, and your future—right here in Sebastian.
Reach out to us today to learn more about how we can empower you to safeguard your health and well-being. Click here or give our team in Sebastian a call at (772) 828-2840 for a free no-obligation quote.