Our Number One Senior Fitness Tip: Start With a Medicare Advantage Plan

by | Feb 5, 2026 | health insurance agency

Senior Gym Membership Discounts

The best senior fitness decision you can make might not start in a gym, but in your health insurance plan.

Senior Fitness TipMany Medicare Advantage plans offer fitness perks that Original Medicare doesn’t. These perks include free or low-cost access to gyms, group classes, online workouts, and wellness programs. If you’re focused on staying active in retirement, your first move should be reviewing your current Part C plan.

According to Medicare.gov, gym memberships and fitness programs are not covered by Original Medicare. But most Medicare Advantage plans include them through services like SilverSneakers, Renew Active, or Silver&Fit. These plans are offered by private insurers and give seniors more tools to stay healthy and independent.

At Absolute Best Insurance, we help clients in Tamarac, Deerfield Beach, Greenacres, Port St. Lucie, Vero Beach, and Micco (Sebastian) find the right plans that include these benefits.

Our local agents specialize in customizing plans to your goals, including health, wellness, and savings.

Why Senior Fitness Starts With the Right Plan

Fitness is one of the most important factors in aging well. Regular physical activity helps reduce the risk of heart disease, diabetes, and cognitive decline. Medicare Advantage plans often recognize this and include benefits that promote staying active.

Also known as Part C Plans, these are offered by private companies approved by Medicare. They often bundle extra benefits that Original Medicare Part A and Part B do not, including fitness memberships, dental care, vision, and hearing services.

Programs That Make It Easy to Stay Active

Here are the most common senior fitness programs included with Medicare Advantage plans:

SilverSneakers

  • Access to 15,000+ fitness locations nationwide
  • Live and on-demand online classes
  • Fitness app with tracking tools and class schedules

Renew Active by UnitedHealthcare

  • Free membership at participating gyms and fitness centers
  • On-demand video workouts and health classes
  • Brain health tools from AARP’s Stay Sharp program

Silver&Fit

  • Low-cost or no-cost gym memberships
  • Access to local and national fitness centers
  • Home fitness kits and online workout resources
“Many of our clients don’t realize how many local gym memberships are included with their Medicare Advantage plan. It can be a huge cost saver.”
– Stacy Murphy, Owner/Operator – Absolute Best Insurance

Senior Gym Membership Discounts Available Near You

We work with clients all across South Florida to help them take advantage of local senior fitness options. Here are just a few examples of how our communities benefit:

  • Tamarac: Fitness programs near University Hospital and Coral Springs Medical Center, especially along Commercial Blvd.
  • Deerfield Beach: Local gyms along Hillsboro Blvd and Federal Highway offer SilverSneakers access near Quiet Waters Park.
  • Greenacres: Senior centers and group fitness classes are available near Jog Road and Lake Worth Road.
  • Port St. Lucie: Wellness programs near Tradition Medical Center and Crosstown Parkway serve the growing retirement population.
  • Vero Beach: Group classes and participating gyms are available close to the Cleveland Clinic Indian River Hospital and U.S. Highway 1.
  • Micco / Sebastian: Silver&Fit locations are available near Roseland Road and Sebastian River Medical Center.

Stacy Murphy adds, “If you live in South Florida, there’s likely a senior fitness program within a few miles of your home. And we can help you find it.”

Plan With Fitness Perks

How to Find a Plan With Fitness Perks

You have options when it comes to choosing a Part C plan that includes senior gym membership discounts. Here’s how to start:

  • Check your plan: If you’re already enrolled in a Medicare Advantage plan, contact the insurer or check your plan documents.
  • Visit Medicare.gov: Search plans by ZIP code and look under “extra benefits” to see fitness coverage.

Stacy Murphy says, “We help you compare the perks that matter, including fitness options that support your health goals.”

Why Work With Absolute Best Insurance

Absolute Best Insurance has over 20 years of experience helping South Florida residents choose personalized health coverage. Our local agents in Deerfield Beach, Greenacres, Tamarac, Micco (Sebastian), Vero Beach, Melbourne, and Port St. Lucie are here to guide you.

We focus on Medicare plans, ACA plans, dental coverage, life insurance, and more. Our team will help you compare benefits like senior fitness access, prescription coverage, and doctor networks so you can make a confident decision.

Let’s Keep You Moving

The first step toward better fitness might be reviewing your health plan. Medicare Advantage plans often include gym memberships, online workouts, and wellness programs as part of their benefits.

Reach out to Absolute Best Insurance. We’ll help you find the right coverage and the right way to stay active. Click here or give our team a call for a free, no-obligation quote. We even make house calls!