Medicare Advantage Plans Florida Locals Should Consider
Sometimes known as “Part C,” or MA Plans, Medicare Advantage Plans are an “all in one” alternative to Original Medicare. Private companies approved by Medicare offer such plans. If you join a Medicare Advantage Plan, you are still on Medicare; these “bundled” plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medicare Insurance), and typically Medicare prescription drug (Part D). Absolute Best Insurance offers highly trained agents who specialize in Medicare Supplement, Health Insurance, Life Insurance, and assisting Senior communities. There is no “one size fits all” approach, which is why our agents will work with you to create a solution to fit your unique needs. We will help you ask the right questions, pinpoint your specific insurance needs, and hear your concerns so we are able to best meet them. It is important to compare Medicare advantage plans in order to choose the right fit for you. Call Absolute Best Insurance in Palm Beach County to learn more about Medicare Advantage plans Florida residents may benefit from today.
What Medicare Advantage Plans Cover
All Medicare services are covered by Medicare Advantage Plans. Certain Medicare Advantage Plans also provide extra coverage, such as vision, hearing, and dental coverage. You can learn more and compare Medicare Advantage Plans from one of our highly experienced agents. Medicare pays a fixed amount for your care every month to the companies which offer Medicare Advantage Plans. These companies have to follow rules set by Medicare. Every Medicare Advantage Plan can charge different out-of-pocket costs. They may also have different rules to get services, such as:
- Whether you require a referral to see a specialist
- If you have to go to doctors, facilities, or suppliers that belong to the plan for non-emergency or non-urgent care
Rules like this may change every year.
Medicare Advantage Plans Florida Residents Can Compare
When it comes to drug coverage in Medicare Advantage plans, most Medicare Advantage Plans include prescription drug coverage. You are able to join a separate Medicare Prescription Drug Plan with certain kinds of plans that:
- Are unable to offer drug coverage (such as Medicare Medical Savings Account plans)
- Choose not to offer drug coverage (like some Private Fee-for-Service plans)
If you are in a Medicare Advantage HMO or PPO and you join a separate Medicare Prescription Drug Plan, then you will automatically be disenrolled from your Medicare Advantage Plan and returned to Original Medicare. Medigap policies are unable to work with Medicare Advantage Plans.
If you are looking to compare Medicare Advantage plans but are unsure where to start, then Absolute Best Insurance can help to educate you on the A, B, C’s of Medicare. We provide Medicare 101 seminars in our state-of-the-art training room as well as one on one in the comfort of your own home. Absolute Best Insurance has been dedicated to helping seniors feel confident about their healthcare for the last two decades, and are committed to providing our clients with the top choices in the industry. If you are wasting too much of your precious time troubling over Medicare Advantage plans and Medicare Supplement plans, then we can assist you in finding a policy that is able to meet your specific needs the most optimally. Call Absolute Best Insurance in Palm Beach County to learn more about Medicare Advantage plans Florida residents can take advantage of.