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The 2027 Medicare Annual Enrollment Period is Almost Here
Key Takeaways 2027 Medicare Annual Enrollment Period: Enroll from October 15 through December 7, 2026. Approved changes begin January 1, 2027. Change your Medicare coverage: Switch private plans, return to Original Medicare, or add, drop, or change prescription...
Original Medicare Cost Gap: What a No Out-of-Pocket Cap Means
Key Takeaways The Medicare cost gap can keep growing: Original Medicare sets no yearly limit on covered hospital and outpatient costs. 2027 Part D costs have a limit: The annual threshold is $2,400, with a standard deductible of up to $700. Open Enrollment runs...
How to Choose the Right Supplemental Health Insurance Plans
Key Takeaways Start with your coverage gaps: Compare deductibles, copays, coinsurance, prescriptions, and emergency savings. Match the policy to the risk: Consider hospital indemnity, accident, critical illness, cancer, dental, vision, or Medigap coverage. Check every...
Medicare Part D Changes for 2027: Subsidies End
Key Takeaways: 2027 Medicare Part D coverage will no longer include federal subsidies for standalone prescription plans, which will raise some premiums. Major drug-cost protections remain. Review your Annual Notice of Change, compare total yearly costs, confirm drug...
Health Insurance After 26: Beat the Adulting Deadline
Key Takeaways: Health insurance after 26 requires early action because losing a parent’s plan creates a qualifying life event and a limited Special Enrollment Period. Confirm your coverage end date, compare ACA Marketplace, employer, private, COBRA, and Medicaid...
Full Health Coverage: 7 Expensive Health Insurance Gaps You Shouldn’t Miss!
Key Takeaways: Full health coverage does not mean every medical cost is covered. The most expensive gaps for 2027 shoppers are out-of-network providers, prescription formularies, deductible resets, and missing dental, vision, hearing, or therapy benefits. Review your...
What Are the Best Self-Employed Major Medical Insurance Plans for Individuals?
Key Takeaways: Self-employed major medical insurance is full health coverage for freelancers, 1099 workers, independent contractors, and small business owners. The best options are usually ACA-compliant Marketplace plans that cover essential benefits, protect...
What Is the Great Healthcare Plan and How Will It Affect Me?
The Great Healthcare Plan is a proposed federal health reform framework, not an active insurance product. It could affect drug prices, ACA subsidies, health insurance premiums, and insurer transparency if Congress passes legislation. Current Medicare, Part D, ACA, and...
Medicare News Alert! GLP-1 Weight Loss Drug Coverage Is Coming!
The Medicare GLP-1 Bridge is a temporary federal program that gives eligible Part D beneficiaries access to certain GLP-1 medications for $50 per month starting July 1, 2026. Coverage requires provider approval, prior authorization, and CMS eligibility rules. Weight...
What is the Medicare Prescription Payment Plan?
The Medicare prescription payment plan is a voluntary Medicare Part D payment option that spreads covered prescription costs across monthly bills instead of requiring full payment at the pharmacy. It can help with budgeting, but it does not lower drug costs. Absolute...