The Medicare open enrollment period starts on October 15th every year and lasts until December 7th. If you are 65 years old and not currently enrolled, now is the time to get Medicare coverage for 2023. If you already have Medicare but are unhappy with the health plan you chose, you can change to one that better suits your needs.
Medicare is a federal health insurance program that was created in 1965 by the Social Security Act. The goal of the program is to provide Americans aged 65 and over with financial protection against the costs of hospitalization, medical treatment, and skilled nursing care. This senior healthcare program also protects seniors from Boca Raton to Port St. Lucie under 65 with certain chronic illnesses and end-stage renal disease (ESRD).
Is the Open Enrollment Period the Only Time You Can Sign Up?
Everyone is first eligible to enroll in Medicare 3 months before their 65th birthday. There are certain conditions that allow for you to sign up before the age of 65 such as:
- Lou Gehrig’s Disease (ALS)
- End-stage Renal Disease
- Kidney dialysis and transplant patients
- Receiving retirement benefits from social security
- Anyone receiving Social Security Disability Insurance (SSDI)
Your coverage typically begins on the first day of the following month after you signed up. Aside from 90 days before and up to your birthday, the open enrollment period is the only time during the year to sign up for or change your plan.
Are you turning 65 and living in Boca Raton? We can help you with Medicare Advantage. Need to reduce your healthcare expenses in Port St. Lucie? Call us at (561) 420-0280 or click here to learn more. We help our clients in Palm Beach County and the Treasure Coast get signed up for Medicare and obtain the affordable senior healthcare coverage they deserve.
A Brief Description of Medicare Advantage and Additional Supplements.
Palm Beach and Treasure Coast residents should also consider taking advantage of Medigap as a way to save on senior healthcare. The purpose of this additional coverage is to take care of the “gaps” in Medicare. This Medicare Supplement Insurance helps cover your out-of-pocket expenses such as your deductibles for Part A or Part B coinsurance.
Medicare Advantage, also known as Part C is an all-in-one alternative to traditional Medicare. This kind of “bundled” senior healthcare plan includes hospital coverage known as Medicare Part A, Part B – healthcare coverage, and typically prescription or Part D coverage.
Absolute Best Insurance Will Help You Choose the Right Medicare Plan.
Don’t go through the process alone, let one of our agents help you navigate the application process at no additional charge. We look for more than just a discount, we make sure you get the complete coverage that takes care of every healthcare need. Do it by December 7th or it will be too late for 2023. Call Absolute Best Insurance in Greenacres, Port St. Lucie, and Boca Raton at (561) 420-0280 or click here